He had a savings fund of £18,792 and wished to take the tax-free cash of £4,698. A medical assessment by MorganAsh revealed his BMI was 26.1. He gave up smoking sixteen years earlier and didn’t drink. He took two medications a day: one for his high blood pressure, plus a statin for his cholesterol.

He had suffered a heart attack ten years ago and had angioplasty/stent procedures carried out on three separate occasions. He also took three medications for his heart including a third antihypertensive, aspirin and an anti-coagulant. A stress/exercise ECG undertaken in the previous three months was fine – and his HGV licence was given to him.

He had an enlarged prostate, diagnosed fourteen years ago – and also took two medications for this. Family history of close family members includes diabetes, heart disease and cancer.

Once this detailed medical information had been obtained, MorganAsh sent all the information to several insurance companies for quotations. The best standard quote was £789 per annum. Using the MorganAsh medical information, an improved offer of £1,006 was received, an increase of £217 per annum – over 27%.

The client’s name has been changed to ensure confidentiality.

Our clients say:

From start to finish the whole journey has been nothing but brilliant. Prior to talking to the team, I was stressing and overthinking everything about my mother going into a home and how she would cope once I’d moved away. Once I’d spoken to the nurse I felt like a weight had been lifted off my shoulders. I didn’t realise how stressful finding the right care would be. The nurse was great, I would highly recommend this service to anyone looking to find care for their mother or father.

Peace of Mind client