Medical underwriting for evaluating DB pension schemes has taken off over the last few years. Insurers are assessing the scheme members’ health to medically underwrite them and predict their individual longevity and cumulatively the overall mortality for the scheme. The result has seen bulk annuity insurance transaction savings in the region of 5%–10%.

MorganAsh has completed the vast majority of medically underwritten bulk annuities and is a key facilitator in the growth of the market.

While the MUBA – insurance transactions have hit the headlines with over £1 billion on pension assets re-evaluated, MorganAsh has also been contracted by companies and trustees to assess a similar £1 billion of pension liabilities purely for valuation purposes. These MUMS with better data have delivered similar results, with valuations typically around 10% lower.

Media enquiries

If you want more information about this, any other news story, or to feature MorganAsh in the media, please get in touch.

News archive

Our clients say:

Since using MARS, I have discovered more characteristics of our clients – even though I have known them for years. It also allows our business to give clients a platform to voluntarily let us know if they may be temporarily vulnerable, so we can meet their needs.

Sam Whybrow CFP AFPS RLP, Chartered Financial Planner