MorganAsh
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Giving you more control

Deciding in advance what happens to you if you can’t make decisions yourself gives you more control over your future. We provide help, support, guidance – and Peace of Mind.

Lasting power of attorney

Lasting power of attorney

The need

No one wants to think that they won’t be able to make their decisions, but sadly this is something that happens to many people – either through age, or from an accident. When this happens, others will need to make decisions on your behalf – but who? Will family members and loved ones agree on who is responsible and what decisions you would take?

The service

By putting in place a lasting power of attorney, you make things less complicated for everyone, not just yourself. It gives you greater control over decisions others may need to take.

Features

  • Support for those who need to put a power of attorney in place, but don’t know where to start or how to go about it.
  • Practical help and guidance.
  • A complete service to make and register a lasting power of attorney, or directions to use the free online service to create your own lasting power of attorney, or a reference to a solicitor who can create a lasting power of attorney for you.

Benefits

  • Enables people to be confident that someone they trust will make decisions on their behalf, should the need arise.
  • Makes it easier to objectively help a family member or loved one to put in place a power of attorney.

Many people know about them, but few put a lasting power of attorney in place – perhaps because they are worried about cost, or perhaps it’s like a will: something that’s a great idea, but you’ll get around to ‘at some point’. Like a will, none of us know when we might need a lasting power of attorney – so many financial advisors and insurers recommend that this is something everyone should do.

MorganAsh provides choice

We can help you in three ways. How we help is up to you.

  • We can create and register your power of attorney for you, guiding you through the process at every stage.
  • We can direct you to a solicitor, who can also provide this service for you.
  • We can direct you to a free service, so you can do this yourself.

What do I need to know?

To put in place a lasting power of attorney, you need to be aged 18 or over and have the ability to make your own decisions. You don’t need to be in the UK or be a British citizen – but the processes are different for Scotland and Northern Ireland.

There are two types of lasting power of attorney:

  • health and welfare (your daily health routine such as washing and dressing, medical care, moving to a care home and life-sustaining treatment)
  • property and financial affairs (managing bank accounts or building society accounts, paying bills, collecting benefits or a pension and selling your home).

You can choose to make a lasting power of attorney for either of these, or both. It’s your choice.

After your lasting power of attorney is completed, it needs to be registered with the Office of the Public Guardian, which can take up to ten weeks. There is a cost to register. A lasting power of attorney can be cancelled at any time or you can make a new one to supersede the first.

The help you need, for Peace of Mind

We’re here to help you make the right decisions for you. Our trained team can advise and guide you, helping to put in place a lasting power of attorney that both protects you and guides others.

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Our clients say:

The receipt of high-quality data is paramount in enabling us to understand the health of individuals and it ensures there is no bias in selection. The MorganAsh interview is of high quality and reliability and we are happy to price on this basis.

Phillip Beach, head of core pension risk transfer business for Legal and General