James’ story
James had a dilemma – moving away from his mother, to progress his career, left him worrying for her future.

Karen's Story
Not knowing exactly when the time would come when they needed to put her father into a care home, Karen and her husband decided to get the ball rolling and plan for the inevitable in the future.

Kath’s story
With Dave very ill, Kath turned to LV= and MorganAsh for help.

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